Why do you need auto insurance and how is it?
which is better? How to calculate the cost of auto insurance? What is the cost of the policy?
Car insurance is an insurance contract, according to which the insurance company reimburses all expenses of the owner of the car in case of theft or damage to it. What is auto insurance for? Car insurance covers all types of risks for car owners. Car insurance is an insurance contract, according to which the insurance company reimburses all expenses of the owner of the car in case of theft or damage to it. What is auto insurance for? Car insurance covers all types of risks for vehicle owners. Types of auto insurance At this time there are several types of auto insurance:
CTP is a mandatory type of civil liability insurance of the vehicle owner. Protects the owner of the car from independent payments to victims in the event of an insured event. Therefore, CTP compensates the damages caused to the life and health of the victims.
CASCO is a type of voluntary insurance, which provides only vehicle insurance. CASCO does not include passenger insurance or property transported.
DSAGO is a type of voluntary civil liability insurance for vehicle owners. Most of the time it acts as an additional insurance contract.
How to calculate the cost of auto insurance..?
Each insurance company has its own ways to determine auto insurance rates. Not only the insurance calculation methods are different, but also the owners of the cars, their car brands, their driving experience, the storage conditions of the insured vehicles. All these factors affect the cost of insurance. To calculate the actual insurance cost, use the insurance calculator.
What is the cost of the policy..?
The cost of an insurance policy is affected by the technical condition and equipment of a vehicle, the category of the vehicle, the capacity, the age of the vehicle, the brand, the number of people authorized to drive, storage conditions and the terms by which the car owner wishes to enter into an insurance contract.
Pros and cons of auto insurance..?
Drivers who have signed mandatory and voluntary insurance contracts can eliminate the risk of additional expenses in the event of an emergency. In the case of an accident, the insurance company assumes the reimbursement of expenses that arise within the amount of compensation previously agreed upon. The disadvantages of auto insurance can be called the need for additional expenses.
Where to find the best solution..?
In relation to the increase in the number of motorized vehicles, the situation on the roads is becoming more complex, the number of inattentive and inclined drivers to emergency driving is increasing. The result of these changes are daily emergency reports, difficult situations, wrinkled cars and human sacrifices. At this time, car insurance is the only way in which the owner of a vehicle can be protected from financial problems in the event of an accident, domestic and criminal situations or natural disasters.
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